Account Manager, Credit Solutions, Commercial Services

• Be a trusted advisor to your members and provide credible advice through dedicated support and service that leads to increase Share of Wallet targets
• Provide support for credit transactions through negotiating, structuring, due diligence, underwriting and closing. Ensure transactions follow sound risk management principles.
• Make credit recommendations to supporting departments including but not limited to the: Credit Department, Management Credit Committee and occasionally to the Board to support business objectives and provide full service to our members
• Proactively manage your credit portfolio annual reviews to ensure they remain within established compliance thresholds. This may include but is not limited to tracking, following up with borrowers and analyzing annual reporting requirements from each Member in a timely manner
• Take action on a disciplined sales/service plan and processes including effectively using campaigns developed by business partners to achieve annual financial targets
• Proactively build your network while using effective prospecting strategies to attract new business opportunities
• Direct and support the Business Analysts to guide them day to day in work flow management and assign tasks as required.
• Be actively involved in the local business community by joining various local business associations and attending/representing FirstOntario at special business events
• Develop and implement a plan to keep 3rd Party Generated Business on the books and consolidate other products
• Consider health & safety as a primary concern to ensure the overall well-being of self and others
• Perform other duties as required

• Have a post-secondary diploma or degree in Business Administration, Commerce and/or Economics or the equivalent of industry experience
• Have a strong business acumen from your four to six (3-6) years' tenure in Business/Commercial banking or experience from other Member facing and/or Credit adjudication roles
• Have five plus (5+) years of experience in Commercial Real Estate underwriting; Development and Construction underwriting considered an asset
• Be aware of and mitigate enterprise risk factors and ensure compliance with applicable regulations, legislation and FirstOntario policies and procedures
• Be willing to work flexible hours including evenings and weekends as the job demands and travel to meet your member's needs

Our Story

Our emphasis on service means we're constantly searching for new team members whose dedication to helping people is as powerful as their ambition to succeed. We're committed to providing professional development, and to extending employee activities beyond day-to-day operations to support the communities where we're located. Our people are the difference, it's a part of why we love coming to work.

FirstOntario is proud and privileged to be able to assist and touch the lives of so many in our communities.

• We believe giving back to our communities helps everyone.
• We believe in volunteering, active community support and participation.
• We believe in investing our profits back into the credit union and the community.
• We believe in finding solutions to help our Members and communities.

If this sparks your interest and you demonstrate high levels of integrity and credibility, we should talk. Check out our website for the full job description and prepare your cover letter and resume listing your experience, qualifications, and submit it online through our careers page on the company website.

We appreciate all who express interest; however, only those selected for an interview will be contacted. No phone calls please.

FirstOntario Credit Union will provide accommodations for persons with disabilities, where needed, to support their participation in our recruitment process.