Sr Credit Analyst

Foods people love. Brands people trust. And a career that nourishes your future like no other.

If you're driven by the passion to do something meaningful that changes lives, Nestlé is the place for you. Nestlé USA is one of seven operating companies that make up Nestlé’s presence in the United States. We're in 97% of American homes, and as the leading food and beverage company, our goals are to continue to deliver quality food and beverage products, strengthen our local communities, and reduce our environmental and climate impact.

We’re determined to challenge the status quo and be better tomorrow than we are today. As individuals and teams, we embrace our entrepreneurial culture and have created a workplace where collaboration is essential, courage is rewarded, speed is expected, and agility is the norm to delight our consumers every single day. Here, you will find limitless opportunities to learn and advance your career and feel empowered to succeed in the workplace and beyond. Because our focus is not only on nourishing our customers, but also about enriching you.

This position is not eligible for Visa Sponsorship.

As the Sr Credit Analyst, you will capture and interpret financial information effectively and form data into meaningful and concise analyses while considering a broad range of interdependent issues. In this role, you will identify areas for change, make decisions based on given autonomy agreed in the standard routines and makes data driven decisions and/or recommendations about credit limit and risk category. You'll work closely with team members in the Center of Competence (CoC) and Business Service Center (BSC) to manage and resolve escalations related to receivables and master data. As the Sr Credit Analyst you will be responsible for reviewing and releasing credit block orders and for supporting the Credit management team in final decisions.

Primary Responsibilities:

• Partner across the organization to minimize risk while maximizing sales
• Review and analyze various sources of financial and credit data; maintain credit file records and perform analyses as required
• Review and set or propose credit limit and risk category by customer based on customer financial data, data risk modeling results, and other internal and external information according to market defined levels of authority
• Review and release or reject sales orders blocked due to credit issues, and advance when needed to Credit Management
• Evaluate parameters and relative weight affecting the calculation of credit limit and risk category as well as credit filters/checks and tolerance to be used by customer
• Conduct new customer review, approval, and set-up
• Perform in a customer centered capacity by answering credit inquiries while acting as a liaison to sales, sales finance and the BSC team
• Prepare and assist in the preparation of required reports for management
• Run credit simulations as needed to identify changes in trends in account management
• Assist in maintaining a minimum of past due accounts by working with other CoC and BSC team members
• Participate in continuous improvement activities using Nestlé Continuous Excellence methodology

Requirements and Minimum Education Level:

• Bachelor’s degree required, preferably in Accounting, Finance or Business.
• 3-5 years’ experience in credit, accounts receivable, accounting, or finance required; or an equivalent
• combination of skills and experience.
• Availability / flexibility to work holidays
• Ability to travel approximately 5-10% of time, domestically, upon request.

Experience:

• Experience in the CPG industry preferred
• SAP accounts receivable system experience preferred
• Proficiency with data dimensioning tools, pivot tables and Power BI type applications preferred

Required Skills:

• Well-organized, methodical thinker, who is able to prioritize workload and responsibilities with excellent decision-making skills
• Excellent written and verbal communication skills, including the ability to incorporate insightful commentary into customer credit risk reviews.
• Strong analytical aptitude with a proven ability to accurately analyze/interpret data, including credit intake documents, customer financial statements (audited and un-audited), reporting published by credit risk monitoring services, etc.
• Strong and creative problem-solving skills and results-based orientation
• Ability to work in a fast-paced environment and handle multiple priorities
• Work well in a team-based environment and interact collaboratively with both internal and external customers.
• Proficiency in Microsoft office applications (e.g., Word, Excel, Outlook)
• As requested, supports the completion of project-based initiatives of the Company that create process improvements and/or functional changes to departmental processes.
• As requested, provide guidance, coaching and training to other team members and contractors, in areas of sufficient subject matter expertise

Req ID: 328648

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It is our business imperative to remain a very inclusive workplace.

To our veterans and separated service members, you're at the forefront of our minds as we recruit top talent to join Nestlé. The skills you've gained while serving our country, such as flexibility, agility, and leadership, are much like the skills that will make you successful in this role. In addition, with our commitment to an inclusive work environment, we recognize the exceptional engagement and innovation displayed by individuals with disabilities. Nestlé seeks such skilled and qualified individuals to share our mission where you’ll join a cohort of others who have chosen to call Nestlé home.

The Nestlé Companies are an equal employment opportunity and affirmative action employer seeking diversity in qualified applicants for employment. All applicants will receive consideration for employment without regard to race, ethnicity, color, gender, gender identity, age, religion, national origin, ancestry, disability, perceived disability, medical condition, genetic information, veteran status, sexual orientation, or any other protected status, as defined by applicable law. Prior to the next step in the recruiting process, we welcome you to inform us confidentially if you may require any special accommodations in order to participate fully in our recruitment experience. Contact us at accommodations@nestle.com or please dial 711 and provide this number to the operator: 1-800-321-6467.

This position is not eligible for Visa Sponsorship.

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