Job Description

Thank you for your interest in Health IQ!

Our insurance sales jobs typically involve selling insurance policies to individuals or businesses. Insurance sales professionals help clients assess their insurance needs, explain policy options, and guide them in selecting coverage that suits their requirements. Here's a general description of an insurance sales position:

Job Title: Insurance Sales Representative

Job Overview:

As an Insurance Sales Representative, you will be responsible for promoting and selling insurance products to clients, providing them with valuable coverage and financial protection. You will work to understand clients' needs, explain policy options, and tailor insurance solutions to meet individual or business requirements.

Key Responsibilities:

Client Consultation: Conduct thorough consultations with clients to assess their insurance needs and understand their financial goals.

Product Knowledge: Stay updated on various insurance products, coverage options, and industry regulations. Explain complex insurance concepts in a clear and understandable manner.

Sales Presentations: Develop and deliver compelling sales presentations to potential clients, highlighting the benefits of different insurance policies and addressing client concerns.

Policy Customization: Customize insurance packages based on clients' unique needs and financial situations. Provide recommendations on coverage amounts, policy types, and additional endorsements.

Lead Generation: Proactively identify and pursue potential clients through networking, referrals, cold calling, and other sales tactics.

Quoting and Proposals: Generate accurate quotes and proposals for clients, clearly outlining terms, coverage details, and premiums. Follow up with clients to address questions and secure policy acceptance.

Compliance: Ensure compliance with industry regulations and company policies. Stay informed about changes in insurance laws and regulations.

Customer Service: Provide exceptional customer service by assisting clients with claims, policy changes, and other inquiries. Maintain strong relationships with clients to foster trust and loyalty.

Sales Targets: Meet or exceed sales targets and performance metrics. Implement effective sales strategies to maximize revenue and market share.

Qualifications:

Excellent communication and interpersonal skills.

Strong negotiation and persuasion abilities.

Knowledge of insurance products, regulations, and industry trends preferred, but not necessary.

Goal-oriented with a track record of meeting or exceeding sales targets.

Ability to work independently and as part of a team.

Education:

A high school diploma or equivalent is typically required.

Note: The specific details of the job description may vary depending on the type of insurance sold (e.g., Affordable Care Act or a private carrier) and the company's focus. Adjustments can be made to tailor the description based on the specific needs of Health IQ.

Job Type: Full-time

Pay: $63,805.00 - $74,572.00 per year

Benefits: