Job Description
Job Description
At WSFS Bank, we empower our Associates to grow their careers, guide our customers to secure their financial futures, and actively support our Communities so they can fully thrive. Careers with WSFS Bank offer an inclusive and supportive culture, competitive salaries, advancement opportunities, and more. We are the region's locally headquartered bank and wealth management company. We are honored to consistently be named a Top Workplace by our Associates, who make a difference every day for the people, businesses, and Communities we serve. We Stand For Service® is more than part of our name, it’s our mission and our purpose.
The Commercial Credit Analyst will be responsible for analyzing commercial loan customers and real estate projects for financial and business risks. The incumbent will review balance sheets, income statements, and cash flow statements.
Job Responsibilities:
- Responsible for analyzing industry and market risks as well as prepare credit memorandums, financial spreadsheets, relationship/profitability analysis and other tasks associated with supporting Relationship Managers.
- Complete an extensive training program including specialized external classroom training and on-the-job training with experienced bankers. Training can last up to two-years, may vary with experience.
- Work with business clients with revenues of $2.5 to $100 million and/or real estate transactions from $1 to $15 million in credit exposure.
- Must be willing to travel to customer and various WSFS locations, as needed.
Minimum Qualifications:
- A Bachelor's degree in Accounting, Finance, or Business or equivalent work experience.
- Must have knowledge of commercial loan underwriting and analysis, including the review and interpretation of client financial statements and tax returns.
- Must have the ability to review and understand data in both personal and business bureaus.
- Previous credit experience is preferred.
- Previous banking experience is preferred.
- Requires strong analytical skills and strong PC spreadsheet skills.
- Requires excellent oral and written communication skills.
WSFS Bank is inclusive and supportive of individual needs. If you have a physical or other impairment that might require an accommodation, including technical assistance with the WSFS Bank Careers website or submission process, please contact us via email at careers@wsfsbank.com.
WSFS is an equal opportunity employer. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
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